Minimuthu Dayada
Allow your child's financial security with Minimuthu Dayada, a tailored insurance solution that promises more than just coverage. This plan not only sets a robust foundation for your child’s future but does so with manageable premiums. Featuring a guaranteed 125% sum assured on maturity, this policy is strategically distributed over five years post-maturity, ensuring sustained benefits. It's designed for parents seeking a thoughtful investment in their child’s prosperity, blending flexibility with comprehensive protection. Enjoy the benefits of diverse premium payment options and extended coverage including hospital cash benefits and significant compensation for parental loss, all structured to support your child’s journey into adulthood.
Benefits
Natural Death Compensation
Upon a parent's natural death during the term, the policy triples the sum assured, waives future premiums, and pays out enhanced maturity sums.
Hospitalisation Cover
Secure LKR 1,000 per day for your child’s hospital care in case of accidents or illness, ensuring peace of mind.
Flexible Payments
Enjoy the convenience of choosing how you pay your premiums—monthly, quarterly, bi-annually, or annually.
Policy Terms
Choose from flexible policy terms ranging from 5 to 18 years, tailored to fit your child's age and your financial planning.
Investment for Your Child
Start building wealth for your child at 18, with a policy that grows and adapts as they do.
Maturity Benefit
Receive a 125% maturity benefit of the sum assured, paid out over five years from maturity, along with a cumulative bonus, ensuring a prosperous future for your child.
Accidental Death Compensation (During Premium Paying)
In case of a parent’s accidental death during the premium paying period, receive five times the sum assured plus waived premiums and enhanced maturity bonuses.
Accidental Death Compensation (During Benefit Paying)
If accidental death occurs during the benefit paying term, the child receives five times the sum assured and triple future installment sums.
Disability Compensation
Total disability of a parent triggers a waiver of premiums and payment of the sum assured in five installments, with maturity sums tripled.
Additional Covers
Enhance your child’s protection with optional covers like Critical Illness, Health, and Funeral Expenses for comprehensive security.
Eligibility
Available to parents aged 20 to 65, ensuring your child's future is secured early.
Designed for children aged 1 to 13, with coverage extending until they reach 18, supporting them through their formative years.
Start with a minimum sum assured of LKR 100,000, making it accessible while ensuring significant benefits.
Unlock Bright Futures
Experience peace of mind with comprehensive educational support for your children.
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Stable, long-term financial planning for your child’s educational needs.
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Coverage that adapts with your family’s evolving circumstances.
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Access to enhanced protection features, ensuring well-rounded security.
